List of financial inclusion patents

Patents where

Current Assignee

Industry

Name	Description	Patent Applicant	Current Assignee	Patent Jurisdiction	Patent Number	Date of Patent
‌ US Patent 7908242 Systems and methods for optimizing database queries	Patent 7908242 was granted and assigned to Experian on March, 2011 by the United States Patent and Trademark Office.		Experian	United States Patent and Trademark Office	7908242	March 15, 2011
‌ US Patent 10104059 Secure permissioning of access to user accounts, including secure deauthorization of access to user accounts	Patent 10104059 was granted and assigned to Plaid on October, 2018 by the United States Patent and Trademark Office.	Plaid	Plaid	United States Patent and Trademark Office	10104059	October 16, 2018
‌ US Patent 10003591 Secure permissioning of access to user accounts, including secure deauthorization of access to user accounts	Patent 10003591 was granted and assigned to Plaid on June, 2018 by the United States Patent and Trademark Office.	Plaid	Plaid	United States Patent and Trademark Office	10003591	June 19, 2018
‌ US Patent 10319029 System and method for programmatically accessing financial data	Patent 10319029 was granted and assigned to Plaid on June, 2019 by the United States Patent and Trademark Office.	Plaid	Plaid	United States Patent and Trademark Office	10319029	June 11, 2019
‌ US Patent 10523653 Secure permissioning of access to user accounts, including secure deauthorization of access to user accounts	Patent 10523653 was granted and assigned to Plaid on December, 2019 by the United States Patent and Trademark Office.	Plaid	Plaid	United States Patent and Trademark Office	10523653	December 31, 2019
‌ US Patent 10530761 Secure permissioning of access to user accounts, including secure deauthorization of access to user accounts	Patent 10530761 was granted and assigned to Plaid on January, 2020 by the United States Patent and Trademark Office.	Plaid	Plaid	United States Patent and Trademark Office	10530761	January 7, 2020
‌ US Patent 10445152 Systems and methods for dynamic report generation based on automatic modeling of complex data structures	Patent 10445152 was granted and assigned to Experian on October, 2019 by the United States Patent and Trademark Office.	Experian	Experian	United States Patent and Trademark Office	10445152	October 15, 2019
‌ US Patent 10115155 Multi-bureau credit file freeze and unfreeze	Patent 10115155 was granted and assigned to Experian on October, 2018 by the United States Patent and Trademark Office.	Experian	Experian	United States Patent and Trademark Office	10115155	October 30, 2018
‌ US Patent 11443373 System and method for providing an aggregation tool	Patent 11443373 was granted and assigned to Experian on September, 2022 by the United States Patent and Trademark Office.	Experian	Experian	United States Patent and Trademark Office	11443373	September 13, 2022
‌ US Patent 11588639 System and method for a token gateway environment	Patent 11588639 was granted and assigned to Experian on February, 2023 by the United States Patent and Trademark Office.	Experian	Experian	United States Patent and Trademark Office	11588639	February 21, 2023
‌ US Patent 11436606 System and architecture for electronic fraud detection	Patent 11436606 was granted and assigned to Experian on September, 2022 by the United States Patent and Trademark Office.	Experian	Experian	United States Patent and Trademark Office	11436606	September 6, 2022
‌ US Patent 11681733 Massive scale heterogeneous data ingestion and user resolution	Patent 11681733 was granted and assigned to Experian on June, 2023 by the United States Patent and Trademark Office.	Experian	Experian	United States Patent and Trademark Office	11681733	June 20, 2023
‌ US Patent 11790269 Systems and methods for generating dynamic models based on trigger events	Patent 11790269 was granted and assigned to Experian on October, 2023 by the United States Patent and Trademark Office.	Experian	Experian	United States Patent and Trademark Office	11790269	October 17, 2023
‌ US Patent 11550886 Disambiguation and authentication of device users	Patent 11550886 was granted and assigned to Experian on January, 2023 by the United States Patent and Trademark Office.	Experian	Experian	United States Patent and Trademark Office	11550886	January 10, 2023
‌ US Patent 11620677 Mobile device sighting location analytics and profiling system	Patent 11620677 was granted and assigned to Experian on April, 2023 by the United States Patent and Trademark Office.	Experian	Experian	United States Patent and Trademark Office	11620677	April 4, 2023
‌ US Patent 11347715 Database system for triggering event notifications based on updates to database records	Patent 11347715 was granted and assigned to Experian on May, 2022 by the United States Patent and Trademark Office.	Experian	Experian	United States Patent and Trademark Office	11347715	May 31, 2022
‌ US Patent 10891691 System and method for providing an aggregation tool	Patent 10891691 was granted and assigned to Experian on January, 2021 by the United States Patent and Trademark Office.	Experian	Experian	United States Patent and Trademark Office	10891691	January 12, 2021
‌ US Patent 10380654 System and method for providing a score for a used vehicle	Patent 10380654 was granted and assigned to Experian on August, 2019 by the United States Patent and Trademark Office.	Experian	Experian	United States Patent and Trademark Office	10380654	August 13, 2019
‌ US Patent 11682070 Systems and methods for estimating past and prospective attribute values associated with a user account	Patent 11682070 was granted and assigned to Plaid on June, 2023 by the United States Patent and Trademark Office.	Plaid	Plaid	United States Patent and Trademark Office	11682070	June 20, 2023
‌ US Patent 12010248 Systems and methods for providing authentication to a plurality of devices	Patent 12010248 was granted and assigned to Stripe on June, 2024 by the United States Patent and Trademark Office.	Stripe	Stripe	United States Patent and Trademark Office	12010248	June 11, 2024
‌ US Patent 11562457 Automated analysis of data to generate prospect notifications based on trigger events	Patent 11562457 was granted and assigned to Experian on January, 2023 by the United States Patent and Trademark Office.	Experian	Experian	United States Patent and Trademark Office	11562457	January 24, 2023
‌ US Patent 11481827 System, method, apparatus and medium for simultaneously generating vehicle history reports and preapproved financing options	Patent 11481827 was granted and assigned to Experian on October, 2022 by the United States Patent and Trademark Office.	Experian	Experian	United States Patent and Trademark Office	11481827	October 25, 2022
‌ US Patent 11327960 Systems and methods for data parsing	Patent 11327960 was granted and assigned to Plaid on May, 2022 by the United States Patent and Trademark Office.	Plaid	Plaid	United States Patent and Trademark Office	11327960	May 10, 2022
‌ US Patent 11694211 Constant-time cascading deletion of resources		Stripe	Stripe	United States Patent and Trademark Office	11694211	July 4, 2023
‌ US Patent 10904239 Secure permissioning of access to user accounts, including secure deauthorization of access to user accounts	Patent 10904239 was granted and assigned to Plaid on January, 2021 by the United States Patent and Trademark Office.	Plaid	Plaid	United States Patent and Trademark Office	10904239	January 26, 2021

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