Adjoint (company)

Adjoint is a company that provides a platform which encompasses each stage of a smart contract life-cycle from start to finish. The company was founded in 2016 by Darren Tseng, Havell Rodrigues, and Stephen Diehl, in Boston, Massachusetts.

The company has the emphasis of making blockchains better understood by those working in financial settings, and more specifically those that work in a treasury position. Adjoint has launched a Smart Treasury solution, which operates like a multi-bank, multi-currency virtual platform for real-time gross settlements and continuous reconciliation. The premise of the platform is a combination of blockchain technology and related smart contracts and application programming interfaces (APIs).

Smart Treasury relies on several features such as a distribution ledger that can perform auto-reconciliations, virtual accounts, an in-house self-service bank, Smart Treasury dashboard access, smart contracts, and API with API integration with banks. The virtual accounts the platform offers are limitless and can be any amount of virtual sub-accounts that work on the blockchain. The in-house bank is always operating with pre-established rules.