Bank of Bhutan

Being the largest commercial bank in Bhutan, it has its presence in every Dzongkhang or districts with over 47 branches all over Bhutan. Bank of Bhutan also introduced ATMs, Point of Sales and Internet Banking services in the country.[6] As of July 1, 2017, the bank's assets reached 47.7 million Ngultrum (about US$750 thousand). 55% of them consist of loans, primarily consumer loans to the population and mortgages. The bank remains the largest bank in the kingdom. It accounts for 41% of deposits and 32% of loans to the economy.

The owners of Bank of Bhutan are Druk Holding & Investments Ltd. , which owns 80% of the authorized capital, and the State Bank of India, which accounts for 20% of the capital.[9] Until 2007, the Bank was operated by the Ministry of Finance of Bhutan. It is managed by Druk Holding & Investments, which also manages other public sector companies. Druk Holding & Investments is a holding company owned by the Government of Bhutan, whose task is to manage state property. The Ministry of Finance of Bhutan is the sole shareholder of the holding company. Druk Holding & Investments owns 10 state-owned companies in Bhutan, it owns at least 51% of the capital in 4 more subsidiaries, including the Bank, and minority stakes in 5 other companies.