Jagdish N Patel

US Patent 7089204 Double dutch auction for establishment and maximization of sales price of generic fungible items

US Patent 7107240 Order centric tracking system and protocol for communications with handheld trading units

US Patent 7117178 Systems and methods to facilitate payment for shipped goods

US Patent 7124101 Asset tracking in a network-based supply chain environment

US Patent 7127426 Reloadable debit card system and method

US Patent 7130810 Method and system for property valuation in an on-line computing environment

US Patent 7130818 Method and system for providing order status information using a network address

US Patent 7130822 Budget planning

US Patent 7130824 Apparatus and method for load balancing among data communications ports in automated securities trading systems

US Patent 7133841 Method and computer system for conducting a progressive, price-driven combinatorial auction

US Patent 7136836 Accounting and reconciliation system

US Patent 7143061 Method for maintaining an absolute risk level for an investment portfolio

US Patent 7146334 System and method of determining latent demand for at least one of a plurality of commodities

US Patent 7152043 Method and system for dynamically controlling overtime in electronic auctions

US Patent 7158940 Method and apparatus for facilitating management of information technology investment

US Patent 7177837 Computer-implemented method and system for managing accounting and billing of transactions over public media such as the internet

US Patent 7181425 Automatic ordering method and system for trading of stock, bond, item, future index, option, index, current and so on

US Patent 7184976 Apparatus which can be connected to network, and charging management system

US Patent 7184983 System, method, and computer program product for valuating weather-based financial instruments

US Patent 7188084 Methods and systems for determining roll rates of loans

US Patent 7194435 Computerized method, apparatus and system for issuing surety bonds

US Patent 7200551 Automated bill payment system

US Patent 7203662 Apparatus, system and method for automatically making operational selling decisions

US Patent 7206761 Methods and systems for securitization of certificates of deposit

US Patent 7206762 Betting system and method

US Patent 7209897 Systems and methods for charge-back invoice generation

US Patent 7213001 Business method for acquisition of debtor real-estate and restructuring of debt

US Patent 7225143 System and method for inverted promotions

US Patent 7225154 Methods and systems for coordinating pooled financial transactions

US Patent 7231363 Method and system for rebrokering orders in a trading system

US Patent 7249075 System and method for administering principal protected equity linked financial instruments

US Patent 7254556 System and method for paying down debt using an equity loan revolving line of credit

US Patent 7266527 Method and device for preventing check fraud

US Patent 7283980 Method and system for controlling the initiation and duration of overtime intervals in electronic auctions

US Patent 7296000 Method for managing retirement and other investments that use an asset accumulation strategy

US Patent 7299205 Mutual fund analysis method and system

US Patent 7302404 Method and apparatus for a network system designed to actively match buyers and sellers in a buyer-driven environment

US Patent 7302410 Econometric optimization engine

US Patent 7305361 Apparatus, methods and articles of manufacture for constructing and executing computerized transaction processes and programs

US Patent 7310610 Methods of network auction and network auction support, systems of network auction server and auction support server, and recording medium

US Patent 7313540 Electronic communication system and method for facilitating financial transaction bidding and reporting processes

US Patent 7315832 Online bidding system

US Patent 7318042 Selecting prospective bidders to whom to promote an online auction based upon bidding history

US Patent 7325253 System and method for electronic consent and delivery of financial and/or other transaction-related information

US Patent 7328181 Method and system for transacting an anonymous purchase over the internet

US Patent 7330826 Method, system and business model for a buyer's auction with near perfect information using the internet

US Patent 7337141 Hedging employee stock options

US Patent 7337144 Method and system for restricting the usage of payment accounts

US Patent 7340427 Data processing systems and method for creating efficient floater classes

US Patent 7340432 System and method for supporting a security-trade financing service

US Patent 7343337 Portfolio theory method of managing operational risk with respect to network service-level agreements

US Patent 7346564 System for merchandise ordering and order fulfillment

US Patent 7353200 Internet-based employee stock option planner

US Patent 7370004 Personalized interactive network architecture

US Patent 7376605 Electronic market calendar for displaying standard settlement dates, future market-related events and holidays pertaining to a financial transaction

US Patent 7376615 Restricted securities processing

US Patent 7379906 Method for acquiring and processing data of business transactions

US Patent 7379910 Apparatus, systems and methods for transacting and managing like-kind exchanges

US Patent 7379911 Systems and methods for providing financial instruments including contrary positions

US Patent 7379912 System and method for processing loan information

US Patent 7383206 Method and apparatus for multiple variable bidding in an online auction

US Patent 7386499 Stock trading limit order coupled link (Lock)

US Patent 7386510 System and method for detecting fraudulent calls

US Patent 7392210 Workflow management system and method

US Patent 7392218 Method and apparatus for stock and index option price improvement, participation, and internalization

US Patent 7395242 Method and system for restricting the usage of payment accounts

US Patent 7398236 Method and medium for budgeting

US Patent 7398250 Method and system for restricting the usage of payment accounts

US Patent 7401050 Method to improve debt collection practices

US Patent 7403918 Investment portfolio compliance system

US Patent 7403922 Method and apparatus for evaluating fraud risk in an electronic commerce transaction

US Patent 7412418 Expense tracking, electronic ordering, invoice presentment, and payment system and method

US Patent 7418418 System and method for pricing fixed income securities

US Patent 7426492 Systems and methods for facilitating commercial transactions between parties residing at remote locations

US Patent 7428506 Method for directing and executing certified trading interests

US Patent 7430523 Automated competitive bidding system and process

US Patent 7430532 System and method for trade entry

US Patent 7430533 Automated batch auctions in conjunction with continuous financial markets

US Patent 7433841 Method and data structure for participation in multiple negotiations

US Patent 7433844 Automated banking machine currency tracking method

US Patent 7440921 System and method for evaluating real estate transactions

US Patent 7444305 Methods of coordinating products and service demonstrations

US Patent 7447657 Method and systems for handling method level processing in connection with account pricing

US Patent 7451109 Method and system for administering a discounted security

US Patent 7451113 Card management system and method

US Patent 7451114 Conducting commerce between individuals

US Patent 7454373 System and method for providing automated database assistance to financial service operators

US Patent 7457773 Method and system for generating a calendar with a variable definition of days

US Patent 7467105 Price calculator

US Patent 7467110 Method for market making

US Patent 7472098 System and method for execution of trades made pursuant to stock option and purchase plans

US Patent 7483847 System and method for referral fee processing in accounts managed by financial advisors

US Patent 7483855 System and method for automated order entry on short queues

US Patent 7483859 System and method for dispensing digital information from an automated transaction machine

US Patent 7490059 Methods and systems for consolidating financial reporting information

US Patent 7493271 Mediation service method for collecting and selling pieces of selling price information that matches a request

US Patent 7493281 Automatic notification of irregular activity

US Patent 7493283 Performing an e-commerce transaction from credit card account information retrieved from a credit card company web site

US Patent 7499876 Method and apparatus for configurably adjusting a bid in an online auction

US Patent 7499886 Conducting commerce between individuals with integrated shipping

US Patent 7505934 Computer support for valuing and trading securities that produce mostly tax-exempt income

US Patent 7509283 User interface for semi-fungible trading

US Patent 7509286 Systems and methods for money fund banking with flexible interest allocation

US Patent 7523054 Method for mitigating risk associated with the settling of foreign exchange (FX) payment-based transactions

US Patent 7529688 Baseline cost savings analysis

US Patent 7529701 System and method for implementing employee stock plans

US Patent 7529711 Method and system for providing and billing internet services

US Patent 7536327 Method and device for evaluation of financial derivatives using sparse grids

US Patent 7536332 Real life implementation of modern portfolio theory (MPT) for financial planning and portfolio management

US Patent 7536350 Systems and methods for providing enhanced account management services for multiple banks

US Patent 7542939 Modeling financial instruments using bid and ask prices

US Patent 7552074 System and method for managing account addresses

US Patent 7552088 Personally customizable credit card accounts

US Patent 7558746 Method and system for dynamically controlling overtime in electronic auctions

US Patent 7562042 Data processor for implementing forecasting algorithms

US Patent 7562046 System and method for creating and trading packaged collar options on an exchange

US Patent 7562047 User interface for semi-fungible trading

US Patent 7577604 Promoting savings by facilitating incremental commitments made with credit card and other consumer-initiated transactions

US Patent 7577608 System and method for providing a linear spread

US Patent 7580874 Managing an investment vehicle

US Patent 7580880 System, method and computer program product for administering securities funded by a municipal arbitrage portfolio (MAP)

US Patent 7580883 System and method for chart based order entry

US Patent 7580885 Electronic money settlement method using mobile communication terminal

US Patent 7584124 Method, system and business model for a buyer's auction with near perfect information using the internet

US Patent 7584138 System and method for providing automated trade confirmation

US Patent 7584144 User interface for semi-fungible trading

US Patent 7587346 Automated market system with selectable match-off of order flow

US Patent 7587357 Repositioning of market information on trading screens

US Patent 7590586 Method of and system for auctioning off commercial frames for on-air content and method of and system for automatically sending on-air content

US Patent 7593884 Multi-currency marketplace

US Patent 7593893 Computerized systems and methods for facilitating the flow of capital through the housing finance industry

US Patent 7599885 Many-to-many correspondence: methods and systems for replacing interbank funds transfers

US Patent 7599888 Electronic confirmation to debit or credit an account

US Patent 7606755 Systems and methods to automatically generate a return target for a potential real estate deal based on supplemental deal information

US Patent 7606759 System and method for implementing an anonymous trading method

US Patent 7610235 Incentive based vertical market

US Patent 7610239 Order centric tracking system and protocol for communications with handheld trading units

US Patent 7610242 Systems and methods for improving the liquidity and distribution network for luxury and other illiquid items

US Patent 7613644 Annuity having interest rate coupled to a referenced interest rate

US Patent 7613647 System and method for executing strategy security trading

US Patent 7613649 System and method of implementing massive early terminations of long term financial contracts

US Patent 7613651 Repositioning of market information on trading screens

US Patent 7613653 Money order debit from stored value fund

US Patent 7613658 Methods and systems for redeeming a stored-value card

US Patent 7617143 Global risk demand index

US Patent 7620599 System and method for detecting fraudulent calls

US Patent 7624054 Financial risk mitigation optimization systems and methods

US Patent 7624058 Annuity having interest rate coupled to a referenced interest rate

US Patent 7624064 Method and system for providing multiple graphic user interfaces for electronic trading

US Patent 7627514 Method and system for selecting an optimal auction format

US Patent 7627518 System and method for event driven virtual workspace

US Patent 7627520 System and method for calculating optimal rates in a multi-source price engine in over the counter markets

US Patent 7630926 Inserting value into customer account at point of sale using a customer account identifier

US Patent 7634420 System for appraising life insurance and annuities

US Patent 7634434 Systems and methods for transaction triggered cycling of financial accounts

US Patent 7636673 Human resource auction system, human resource auction server, subscriber management server, license organization server, and application program

US Patent 7636684 Issuer monitor system for monitoring and/or analyzing financial transactions and method of using the same

US Patent 7640198 System and method for generating and displaying indexed price modeling data

US Patent 7640208 System and method for processing orders for securities

US Patent 7640214 Advertising terminal

US Patent 7644022 System for funding, analyzing and managing life insurance policies funded with annuities

US Patent 7644041 Automated banking machine providing a cash payment option

US Patent 7647260 Return on investment (ROI) tool

US Patent 7647271 System and method for commodity valuation based on online auction bid information

US Patent 7650303 Method and system for financial advising

US Patent 7653560 Independent annuity placement system and method

US Patent 7657482 System and apparatus for transaction fraud processing

US Patent 7660764 Service charge adjustment platform

US Patent 7664701 Masking private billing data by assigning other billing data to use in commerce with businesses

US Patent 7672866 Econometric optimization engine

US Patent 7672889 System and method for providing customizable investment tools

US Patent 7676412 System, method and computer program product for determining a minimum asset value for exercising a contingent claim of an option

US Patent 7676413 System, method and computer program product for determining a minimum asset value for exercising a contingent claim of an option

US Patent 7676414 Annuity having interest rate coupled to a referenced interest rate

US Patent 7676426 Biometric risk management

US Patent 7676431 Method and system for processing internet payments using the electronic funds transfer network

US Patent 7680723 User interface for semi-fungible trading

US Patent 7680731 System and method for executing deposit transactions over the internet

US Patent 7680732 System and method for executing deposit transactions over the internet

US Patent 7685036 System and method for delivering a financial message

US Patent 7685050 Systems and methods for improving the liquidity and distribution network for luxury and other illiquid items

US Patent 7685051 System for settling over the counter trades

US Patent 7689451 Systems and methods for marketing financial products and services

US Patent 7689490 Matching resources of a securities research department to accounts of the department

US Patent 7689505 Card management system and method

US Patent 7693737 Enterprise planning

US Patent 7693776 Automated trading systems

US Patent 7693789 System and method for detecting fraudulent calls

US Patent 7698189 System, method and computer program product for determining a minimum asset value for exercising a contingent claim of an option

US Patent 7698191 Data processing systems and method for creating efficient floater classes

US Patent 7698217 Masking private billing data by assigning other billing data to use in commerce with businesses

US Patent 7698218 Method and system for flexible group ordering and billing

US Patent 7698221 Method and system for restricting the usage of payment accounts

US Patent 7702562 Providing visualization of market offers using patterns of geometric display elements

US Patent 7707055 Method and system for vendor management

US Patent 7707078 Method and apparatus for mapping dimension-based accounting entries to allow segment-based reporting

US Patent 7707107 Systems and methods for facilitating commercial transactions between parties residing at remote locations

US Patent 7707109 Service provider architecture and method for delivering content services to mobile communication customers

US Patent 7716095 Web-based financial reporting system and method

US Patent 7716102 Method for managing risk in markets related to commodities delivered over a network

US Patent 7716104 System and method for analyzing tax avoidance

US Patent 7716116 System, report, and computer-readable medium for analyzing a stock portfolio

US Patent 7716123 Systems and methods for automatic submission, audit and adjustment of mortgage insurance claims

US Patent 7716127 Systems and methods for facilitating commercial transactions between parties residing at remote locations

US Patent 7720734 Managing an investment vehicle

US Patent 7720738 Methods and apparatus for determining a return distribution for an investment portfolio

US Patent 7720758 System, computer program product and method for managing bills issued from application service providers

US Patent 7725374 Asset analysis according to the required yield method

US Patent 7729949 Systems and methods for improving the liquidity and distribution network for luxury and other illiquid items

US Patent 7729972 Methodologies and systems for trade execution and recordkeeping in a fund of hedge funds environment

US Patent 7729978 System and method for dynamically changing an electronic trade order quantity

US Patent 7734484 Products and processes for managing life instruments

US Patent 7734489 Method and apparatus for facilitating management of information technology investment

US Patent 7734490 Method and apparatus for facilitating management of information technology investment

US Patent 7734494 Virtual procurement folder

US Patent 7739162 System, method, and business method for setting micropayment transaction to a pre-paid instrument

US Patent 7739176 System, method and computer program product for performing a contingent claim valuation of an early-launch option

US Patent 7739194 Method and system for restricting the usage of payment accounts

US Patent 7742975 Price improvement in electronic trading system

US Patent 7747492 Installation and method for trading in inflation

US Patent 7747497 System and method for referral fee processing in accounts managed by financial advisors

US Patent 7747501 Mortgage-backed security hedging systems and methods

US Patent 7747503 System, method and computer program product for determining a minimum asset value for exercising a contingent claim of an option

US Patent 7747504 System, method and computer program product for determining a minimum asset value for exercising a contingent claim of an option

US Patent 7747513 System and method for prioritized data delivery in an electronic trading environment

US Patent 7747514 Index participation notes securitized by options contracts

US Patent 7747525 Systems and methods for customizing mortgage characteristics

US Patent 7752113 System, method and computer program product for performing a contingent claim valuation of a multi-stage option

US Patent 7752123 Order management system and method for electronic securities trading

US Patent 7752135 Credit authorization system and method

US Patent 7756734 Method and apparatus for facilitating management of information technology investment

US Patent 7756776 Administrative notes in network-based commerce facility

US Patent 7756785 Systems and methods for facilitating commercial transactions between parties residing at remote locations

US Patent 7756788 Methods and systems for performing a sales transaction using a mobile communications device

US Patent 7761313 System and method for providing multiple real-time pricing quotes based on optional consumer variables

US Patent 7761361 System, method and computer program product for performing a contingent claim valuation of a combination option

US Patent 7761368 Systems and methods for conducting derivative trades electronically

US Patent 7765143 System and method for event driven virtual workspace

US Patent 7765147 Methods and systems for virtual trading of securities

US Patent 7769654 Systems and methods for determining fair value prices for equity research

US Patent 7769666 Method and system for transfer of employee stock options

US Patent 7769670 Hedging risk in an investment vehicle

US Patent 7769674 Upside participation / downside protection index participation notes

US Patent 7769687 Systems and methods for facilitating commercial transactions between parties residing at remote locations

US Patent 7778917 Magnified bull and/or bear index participation notes

US Patent 7783553 Article of manufacture for managing retirement and other investments that use an asset accumulation strategy

US Patent 7783558 System and method for providing market updates in an electronic trading environment

US Patent 7783559 System and method for providing market updates in an electronic trading environment

US Patent RE41619 System and method for multicurrency transactions

US Patent 7788115 System and method for coordination of benefits in a healthcare system

US Patent 7792707 Method and system for controlling the initiation and duration of overtime interval in electronic auctions

US Patent 7792737 Index participation notes securitized by futures contracts

US Patent 7792746 Method and system for matching remittances to transactions based on weighted scoring and fuzzy logic

US Patent 7797194 Method and apparatus for offering for sale collectibles on primary and secondary markets

US Patent 7797208 Pay yourself first

US Patent 7797215 System and method for analyzing and searching financial instrument data

US Patent 7801767 Method and system for providing order status information using an update status flag

US Patent 7801768 Budget-dependent pseudo bid in auction

US Patent 7801795 Electronic communication network ranking for automated market system

US Patent 7801797 Trading system supporting credit rating

US Patent 7802309 System and method for electronic consent and delivery of financial and/or other transaction-related information

US Patent 7805322 Healthcare eligibility and benefits data system

US Patent 7805344 System providing methodology for consolidation of financial information

US Patent 7805349 Using an instantiated model to generate an application-specific document

US Patent 7805361 System and method for event driven virtual workspace

US Patent 7809627 Balancing arbitragable tracking securities

US Patent 7809631 Cross-currency implied spreads

US Patent 7809639 System and method to provide interoperable service across multiple clients

US Patent 7813966 Method and system for controlling the initiation and duration of overtime interval in electronic auctions

US Patent 7813976 Computer-based system and method for searching and screening financial securities and relevant intellectual property

US Patent 7813992 Balancing arbitragable tracking securities

US Patent 7813993 Method and apparatus for scheduling a resource

US Patent 7814000 Method for directing and executing certified trading interests

US Patent 7814011 System for calculating a support payment in a network-based child support framework

US Patent 7814015 Methods and systems for performing a sales transaction using a mobile communications device

US Patent 7818239 Dividend accounting

US Patent 7822670 Performance risk management system

US Patent 7822675 Generation of cost or price quotations

US Patent 7827094 Trading of derivative secured index participation notes

US Patent 7835974 System and method for managing risk associated with product transactions

US Patent 7835976 Financial management system and related methods

US Patent 7835978 Method and system for linking an anonymous electronic trade order to an identity of a trader

US Patent 7840423 Insurance premium rate setting support system

US Patent 7840459 Method and apparatus for identity theft prevention

US Patent 7840478 Pass through liquidity in a multi-tiered trading system and method

US Patent 7840481 Aged transactions in a trading system

US Patent 7840482 Method and system for high speed options pricing

US Patent 7848996 Derivative securitized index participation notes

US Patent 7848997 Securities settlement system

US Patent 7853484 Method and system for an auction based on reducing BID

US Patent 7853501 Data processing systems and method for creating efficient floater classes

US Patent 7856398 System and method for supporting a security-trade financing service

US Patent 7856399 Linking a merchant account with a financial card

US Patent 7860735 Online life insurance document management service

US Patent 7860771 Methods and systems for the securitization of certificates of deposit

US Patent 7860787 System and method for modifying attribute data pertaining to financial assets in a data processing system

US Patent 7860788 System and method for evaluating real estate transactions

US Patent 7860789 Multiple account advanced payment card and method of routing card transactions

US Patent 7865422 Systems and methods for providing a trading interface with advanced features

US Patent 7865425 Method for directing and executing certified trading interests

US Patent 7865428 Computer-implemented method and system for managing accounting and billing of transactions over public media such as the internet

US Patent 7865432 Methods and systems for exchanging and/or transferring various forms of value

US Patent 7870034 Method and apparatus for multiple variable bidding in an online auction

US Patent 7870056 Montage for automated market system

US Patent 7870065 Money-transfer techniques

US Patent 7873545 Selecting prospective bidders to whom to promote an online auction based upon bidding history

US Patent 7877316 Reprice-to-block order

US Patent 7877318 Method for directing and executing certified trading interests

US Patent 7877325 Systems and methods for settling an allocation of an amount between transaction accounts

US Patent 7881948 Method and system for platinum database

US Patent 7881997 System and method for quantitative peer travel and expense benchmarking analysis

US Patent 7882007 Platform for market programs and trading programs

US Patent 7882011 Systems and methods of conducting financial transactions

US Patent 7882018 System and method for providing market updates in an electronic trading environment

US Patent 7885831 Insurance product model-based apparatus and method

US Patent 7890383 System to monitor irregular activity

US Patent 7890406 System and method for visualization of results of multi-criteria financial optimizations

US Patent 7890411 Trading actual shares of a security in a round-lot-based system

US Patent 7890422 Multiple account advanced payment card and method of routing card transactions

US Patent 7895114 Method and system for repatriating earnings

US Patent 7899679 Workflow management system and method

US Patent 7899731 Mortgage-backed security hedging systems and methods

US Patent 7899736 System and method for computing and displaying effective bid and ask information

US Patent 7899743 Method for fully insuring large bank deposits using a plurality of banks that receive portions of each large deposit

US Patent 7899744 Systems and methods for approval of an allocation

US Patent 7899745 Automated method and article of manufacture for fully insuring large bank deposits via a network of banks wherein banks pay a fee to a processor that facilitates the network of banks

US Patent 7899746 Automated method and article of manufacture for fully insuring large bank deposits using a network of banks and a lending bank for providing funds that the network of banks cannot handle

US Patent 7899747 Automated method and article of manufacture for fully insuring large bank deposits via a network of banks using an order matching process to simultaneously process multiple orders from bank customers received at different banks

US Patent 7904375 Method of registering multiple financial products with a single prospectus

US Patent 7904377 System for settling over the counter trades

US Patent 7904385 Systems and methods for facilitating budgeting transactions

US Patent 7908205 Method for directing and executing certified trading interests

US Patent 7908206 Method for directing and executing certified trading interests

US Patent 7908211 Environment customization based on location

US Patent 7908214 Systems and methods for adjusting loan amounts to facilitate transactions

US Patent 7912777 System and method for using cash rebates

US Patent 7912779 Method and apparatus for stock and index option price improvement, participation, and internalization

US Patent 7917418 Efficient data dissemination for financial instruments

US Patent 7917424 Systems and methods for providing financial instruments including contrary positions

US Patent 7917425 Method for directing and executing certified trading interests

US Patent 7917433 Automated process for fully insuring large bank deposits that provides compensating payments between banks that offer different deposit terms

US Patent 7921049 Collateralized equity and debt obligation financial product

US Patent 7921057 Automated method and article of manufacture for fully insuring large bank deposits wherein bank that processes a large deposit sends out and receives back an equal amount of large deposits via a network of banks

US Patent 7925585 Systems and methods for facilitating transactions with different account issuers

US Patent 7930234 Real time trading

US Patent 7930240 Repositioning of market information on trading screens

US Patent 7933796 Method of and system for evaluating credit risk associated with a financial asset

US Patent 7933824 Methods, systems and computer program products to facilitate the pricing, risk management and trading of derivatives contracts

US Patent 7933831 Methods and systems for virtual trading of securities

US Patent 7937278 Usage-based insurance cost determination system and method

US Patent 7937320 Managed purchasing account for defined commodities

US Patent 7937323 Data source independent interface for an electronic bill presentment and payment system

US Patent 7941367 Systems and methods for allocating an amount between sub-accounts

US Patent 7941372 Systems and methods for receiving an allocation of an amount between transaction accounts

US Patent 7945490 Providing aggregate forecasted impact information for physical to financial asset reconciliation

US Patent 7945496 Reference price framework

US Patent 7945508 System and method for prioritized data delivery in an electronic trading environment

US Patent 7949590 Apparatus, method and system for designing and trading macroeconomic investment views

US Patent 7953616 Collateral damage coverage

US Patent 7953657 System and method for event driven virtual workspace

US Patent 7958013 Method, system and business model for a buyer's auction with near perfect information using the internet

US Patent 7958041 Spectrum management system

US Patent 7962406 Systems and methods for facilitating transactions

US Patent 7962407 Systems and methods for allocating an amount between transaction accounts

US Patent 7962408 Systems and methods for establishing an allocation of an amount between transaction accounts

US Patent 7962409 Method and system for processing internet payments using the electronic funds transfer network

US Patent 7966198 Method and system for pricing and marketing financial products

US Patent 7966244 System and method for computing and displaying effective bid and ask information

US Patent 7966246 User interface for correlation of analysis systems

US Patent 7966251 Credit event referenced asset that minimizes an investor's risk of loss of principal

US Patent 7970673 Method, apparatus, and computer program product for repository data maximization

US Patent 7970683 System and method for multi-state tax analysis

US Patent 7970697 System and method for providing market updates in an electronic trading environment

US Patent 7970701 Method and apparatus for evaluating fraud risk in an electronic commerce transaction

US Patent 7970704 Wireless advisor support and data integration system

US Patent 7974898 System, method, and computer program product for providing stabilized annuity payments and control of investments in a variable annuity

US Patent 7974903 System and method for analyzing distributions for taxation analysis

US Patent 7974913 Methods, computer systems, and software for estimating trading volume

US Patent 7979334 System and method for determining the buying power of an investment portfolio

US Patent 7979338 Financial instrument providing returns as cash and accretion

US Patent 7983981 Exchange traded funds and mutual funds providing cash flow distributions

US Patent 7983985 Balancing arbitragable tracking securities

US Patent 7987117 System and method for providing an auction of real estate

US Patent 7991669 Method and system for enterprise portfolio management based on component business model

US Patent 7996289 Distributed, object oriented global trade finance system with imbedded imaging and work flow and reference data

US Patent 8005730 Expense tracking, electronic ordering, invoice presentment, and payment system and method

US Patent 8005732 System for reducing information required to open a new account

US Patent 8010388 Longevity insurance

US Patent 8010406 System to monitor irregular activity

US Patent 8010407 Business finder for locating local businesses to contact

US Patent 8010425 Method and apparatus for extending credit

US Patent 8010441 System and method of implementing massive early terminations of long term financial contracts