MELD

MELDing Crypto + Traditional Currency

Enjoy the benefits of high-return cryptocurrency investments and the liquidity of fiat currencies. MELD lets you retain full ownership of your crypto assets with an instant liquidity framework.

The Banking Stack for DeFi.

MELD is the first DeFi, non-custodial, banking protocol. You can securely lend & borrow both crypto and fiat currencies with ease and stake your MELD tokens for APY.

Why MELD?

Cash Loans

Get an instant loan against your cryptocurrency holdings at a competitive APR or get a credit line and only pay interest on what you use.

Protect Crypto Holdings

Dont let today's small expenses erode your crypto investments. Leverage the value of your crypto to borrow cash when you need it.

Built on Cardano

The MELD protocol is built on the Cardano blockchain, a next generation blockchain delivering fast, safe and cost effective infrastructure for a new generation of DeFi.

Decentralized and Trustless

A world-class DeFi protocol, MELD uses smart contracts to ensure complete transparency and fairness for all parties.

Borderless and Democratic

Economic and political changes can’t alter MELD’s smart contracts. Our DeFi protocol is safe from changing laws or unexpected events.

Stable Yield Earnings

Let your crypto work for you. Earn yields from our staking pools as well rewards in the MELD token.

MELD ISPO is OVER

New way to participate

An Initial Stake Pool Offering (ISPO) is a liberating new way for investors and the community to support MELD using the Cardano blockchain. Users who wish to participate in our ISPO can delegate their ADA using the Yoroi or Daedalus wallet to the public MELD stake pools for any period which they choose. Depending on the duration and quantity of ADA staked, delegators will be rewarded MELD tokens.‌

How to Participate

This is not legal or financial advice. The MELD ISPO is utilizing the Cardano Blockchains core functionality of delegating to a stakepool. To participate you can use a compatible ADA wallet such as Yoroi or Daedalus, search for the MELD ISPO stakepools and delegate. MELD operates 10 ISPO stake pools that provide validation and block writing functionality to the Cardano Network. In many countries the regulations around cryptocurrency and proof-of-stake are not clearly defined. We recommend everyone consult with a legal advisor in your jurisdiction.