Ripio Credit Network

The RCN Credit Marketplace is a proprietary Decentralized Application (dApp) that allows users to access the RCN protocol and connect with its features. By combining digital lending and borrowing tools with all the transparency and security of the blockchain, the RCN Credit Marketplace enables creditors to lend Decentralized Finance (DeFi) and Centralized Finance (CeFi) loans, borrow Peer-To-Peer (P2P) loans and manage everything in one place.

RCN is powered by its own open-source blockchain lending and borrowing protocol, which in turn runs on the Ethereum network. Composed by a modular set of smart-contracts, the protocol’s current version RCN Protocol v4.0 “Diaspore" allows its users to denominate, collateralize, receive, repay, fund, transfer and collect loans. In addition, it is compatible with a wide variety of Oracles, Loan Types and Backings.

RCN was founded by Ripio Group's CEO, Sebastian Serrano. He's a tech entrepreneur from Argentina. In 2013 he launched the digital platform Ripio, offering fiat-to-crypto brokerage and a full suite of fintech solutions for consumers.

RCN born in 2017 with the intention to bridge the gap between credit supply and demand across borders, creating a new ecosystem of decentralized lending and borrowing solutions for multiple stakeholders. The Credit Marketplace allows lenders worldwide to reach attractive lending opportunities, while borrowers around the world can enjoy requesting funds on their own terms by posting crypto-collateral. RCN also provides flexible access to global credit supply to a variety of entities beyond retail borrowers.

RCN’s unique proposition lies in these three factors: - Financial Efficiency: Peer to Peer Loans have no spread between borrowing and lending APRs. Now lenders can earn more while borrowers pay less. - Customizability: Peer to Peer Loans allow that borrowers can choose their own APR. Being the one that decides how they will pay to borrow. - Stability: More important Peer to Peer Loans’ APRs don’t vary during their term. Now they can know how much they will pay from the first day to the last.

Ripio Credit is a blockchain-based credit system platform built on top of Ethereum that uses the RCN token (ERC-20 token) for transactions on the platform. The Ripio Credit company is headquartered in Grand Cayman and was founded in 2016 by Sebastian Serrano. The platform enables lenders and borrowers to connect globally, using smart contracts to ensure transparency and reliability. It also provides an intermediary co-signature that acts as a tool for neutralizing a credit lenders risk by being responsible for handling debt collection from the borrower.

Introduction to Ripio Credit.

From October 17, 2017 to November 12, 2017 Ripio Credit held their initial coin offering selling approximately $37 million worth of RCN cryptocurrency tokens.

Ripio Credit is a blockchain-based credit system platform built on top of Ethereum that uses the RCN token (ERC-20 token) for transactions on the platform. The Ripio Credit company is headquartered in Grand Cayman and was founded in 2016 by Sebastian Serrano. The platform enables lenders and borrowers to connect globally, using smart contracts to ensure transparency and reliability. It also provides an intermediary co-signature that acts as a tool for neutralizing a credit lenders risk by being responsible for handling debt collection from the borrower.

Introduction to Ripio Credit.

From October 17, 2017 to November 12, 2017 Ripio Credit held their initial coin offering selling approximately $37 million worth of RCN cryptocurrency tokens.

What's RCN?

Who Are the Founders of RCN?

What makes RCN unique?

What's RCN?

The RCN Credit Marketplace is a proprietary Decentralized Application (dApp) that allows users to access the RCN protocol and connect with its features. By combining digital lending and borrowing tools with all the transparency and security of the blockchain, the RCN Credit Marketplace enables creditors to lend Decentralized Finance (DeFi) and Centralized Finance (CeFi) loans, borrow Peer-To-Peer (P2P) loans and manage everything in one place.

RCN is powered by its own open-source blockchain lending and borrowing protocol, which in turn runs on the Ethereum network. Composed by a modular set of smart-contracts, the protocol’s current version RCN Protocol v4.0 “Diaspore" allows its users to denominate, collateralize, receive, repay, fund, transfer and collect loans. In addition, it is compatible with a wide variety of Oracles, Loan Types and Backings.

Who Are the Founders of RCN?

RCN was founded by Ripio Group's CEO, Sebastian Serrano. He's a tech entrepreneur from Argentina. In 2013 he launched the digital platform Ripio, offering fiat-to-crypto brokerage and a full suite of fintech solutions for consumers.

RCN born in 2017 with the intention to bridge the gap between credit supply and demand across borders, creating a new ecosystem of decentralized lending and borrowing solutions for multiple stakeholders. The Credit Marketplace allows lenders worldwide to reach attractive lending opportunities, while borrowers around the world can enjoy requesting funds on their own terms by posting crypto-collateral. RCN also provides flexible access to global credit supply to a variety of entities beyond retail borrowers.

What makes RCN unique?

RCN’s unique proposition lies in these three factors: - Financial Efficiency: Peer to Peer Loans have no spread between borrowing and lending APRs. Now lenders can earn more while borrowers pay less. - Customizability: Peer to Peer Loans allow that borrowers can choose their own APR. Being the one that decides how they will pay to borrow. - Stability: More important Peer to Peer Loans’ APRs don’t vary during their term. Now they can know how much they will pay from the first day to the last.