Patent attributes
A payment system can accept an electronic reservation for a merchant restaurant in response to a reservation request received from a user. The payment system can detect that the user is present at a location associated with the merchant restaurant based at least in part on an indication received from a mobile device associated with the user. The payment system can determine a completion of a service associated with the electronic reservation. The payment system can provide an electronic bill for the service to be displayed on the mobile device of the user. Based on receiving an authorization of the electronic bill from the mobile device of the user, the payment system can charge, through a card-less payment transaction, the user for at least an amount disclosed in the electronic bill.