Patent 10091352 was granted and assigned to Capital One on October, 2018 by the United States Patent and Trademark Office.
Systems for caller identification and authentication may include an authentication server. The authentication server may be configured to receive audio data including speech of a plurality of telephone calls, use audio data for at least a subset of the plurality of telephone calls to populate a plurality of word clusters each associated with a specific demographic, and/or use audio data for at least one of the plurality of telephone calls to identify the telephone caller making the telephone call based on determining a most similar word cluster of the plurality of word clusters to the audio data of the caller.