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US Patent 10380565 System and method for storefront bank deposits

Patent 10380565 was granted and assigned to USAA on August, 2019 by the United States Patent and Trademark Office.

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Is a
Patent
Patent
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Patent attributes

Current Assignee
USAA
USAA
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
103805650
Patent Inventor Names
Bharat Prasad0
Date of Patent
August 13, 2019
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Patent Application Number
137356780
Date Filed
January 7, 2013
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Patent Citations
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US Patent 10013681 System and method for mobile check deposit
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US Patent 10235660 Systems and methods for image monitoring of check during mobile deposit
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US Patent 10013605 Digital camera processing system
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US Patent 10181087 Vehicle identification number capture
Patent Citations Received
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US Patent 12067624 Systems and methods for live video financial deposit
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US Patent 11341465 Systems and methods for image monitoring of check during mobile deposit
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US Patent 11373149 Systems and methods for monitoring and processing an image of a check during mobile deposit
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US Patent 11373150 Systems and methods for monitoring and processing an image of a check during mobile deposit
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US Patent 11915310 Apparatuses, methods and systems for a video remote deposit capture platform
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US Patent 10504185 Systems and methods for live video financial deposit
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US Patent 10552810 System and method for remote deposit of financial instruments
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US Patent 11531973 Systems and methods for mobile deposit of negotiable instruments
...
Patent Primary Examiner
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Lalita M. Hamilton
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Patent abstract

A method and system are disclosed for submitting financial instruments, cash and other value bearing documents for deposit at retail locations unaffiliated with the various financial institutions the deposits are directed to. The method includes identifying account holders and scanning the physical documents to be deposited with equipment at the retail location that is provided by a third party facilitator. The equipment at the retail location communicates with a third party facilitator system to lookup bank routing information and uses this information to complete a remote deposit transaction for the account holder with that account holder's particular financial institution. The system may include a standalone or distributed system having a memory in communication with a processor system configured to perform the method noted above.

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