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US Patent 10424011 Systems and methods for shared lending risk

Overview Structured Data Issues Contributors Activity

Is a

Patent attributes

Patent Jurisdiction

United States Patent and Trademark Office

Patent Number

Patent Inventor Names

Christoper Deboer0

Theodore James Crooks0

Louis Steven Biafore0

Krishna Gopinathan0

Date of Patent

September 24, 2019

Patent Application Number

13363249

Date Filed

January 31, 2012

Patent Citations

US Patent 10049359 Identity risk scoring

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US Patent 10089683 Fraud reduction system for transactions

Patent Citations Received

US Patent 10692141 Multi-layer machine learning classifier with correlative score

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US Patent 11321774 Risk-based machine learning classifier

US Patent 10733668 Multi-layer machine learning classifier

0

Patent Primary Examiner

Andrew Joseph Rudy

Patent abstract

The shared lending risk system and method provide a lead scoring engine that generates a score representing an assessment of the credit risk of the transaction that is based on an assessment of the merchant, purchaser and product. The score is provided to a pool of lenders and a credit product is selected from the pool based on the score.

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