In some embodiments, the inventive subject matter is directed to an arrangement of discrete elements of fill material on a substrate consisting of a sheet material wherein the discrete elements are fixed relative to the sheet material by pilings, fusion, and/or entanglement to fix the insulating elements in a layered arrangement over the sheet material. A second sheet of material may be used to create a sandwiched assembly of the discrete elements. In some embodiments, the inventive subject matter is generally directed to discrete elements of fill material that are engaged together to form a cohesive sheet-like or layered arrangement of the elements.