Patent attributes
A method for geo-filtering consumers for presenting credit card offers is described, and includes: determining a brand of interest for which one or more credit card offers will be communicated to the identified customer; and comparing a brand policy of the brand of interest, the stored customer information relating to the identified customer, the stored location information relating to the determined location of the mobile device and credit offer conversion factors, wherein the credit offer conversion factors assign values to combinations of subsets of information of at least any of the following types of information: the brand policy; the stored customer information relating to the identified customer; and the stored location information relating to the determined location of the mobile device; and generating a credit card offer to be transmitted to the identified customer.