US Patent 10521798 Digital financial transaction system

A method for conducting financial transactions includes storing a first set of data comprising a portion of a user's identification information. An identity of a user is unidentifiable from the portion of the user's identification information. The method also includes receiving a second set of data and sending a new pass code to a first computer system when the first set of data matches the second set of data. The method approves a transaction associated with the user in response to receiving the new pass code from a second computer system.