US Patent 10529046 Vehicle rating system
Patent 10529046 was granted and assigned to Allstate on January, 2020 by the United States Patent and Trademark Office.
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A system may include a plurality of telematics devices and a driving behaviors analysis server configured to identify a plurality of drivers of a vehicle type. The server may determine a number of accidents for each driver of the vehicle type over a predetermined period of time and calculate an accident frequency value accordingly for the plurality of drivers. The server may then determine an accident severity value for the plurality of drivers of the vehicle type based on analyzing each accident that has occurred for each driver. Further, the server may receive driving data for each driver from the plurality of telematics devices and identify driving behaviors for each driver based on the driving data. Finally, the server may assign a vehicle safety rating to the vehicle type based on the accident frequency value, the accident severity value, and the driving behaviors for each driver of the vehicle type.
US Patent 10529046 Vehicle rating system
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