US Patent 10564823 Mobile device transparent screen overlay

A mobile communication device is disclosed comprising a display, a processor, a non-transitory memory, and a client application that displays a transparent overlay on a lock screen on the display, receives a touch input to the display, and determines whether the touch input corresponds to a portion of the display displaying content of the transparent overlay. In response to determining that the touch input corresponds to the portion of the display displaying the content of the transparent overlay, the client application bypasses the lock screen and displays renewal content. In response to determining that the touch input does not correspond to the portion of the display displaying the content of the transparent overlay, the client application removes the transparent overlay from the display to allow touch inputs to go to the lock screen and enables a security feature to allow unlocking of the mobile communication device based on user input.