Patent attributes
Graphical user interfaces or visual representations of budgets and related systems and methods for visually presenting a budget and how consumer spending adheres to the budget. Budget elements or panels relate to budget categories, and respective sizes of budget elements indicate respective portions of income allocated to corresponding budget categories. Income amounts or desired savings amounts can be adjusted, in response to which sizes of the selected budget and savings elements are changed. After establishing a budget, the consumer purchases items. Corresponding budget elements are filled to indicate respective allocated amounts of income spent on respective budget elements by the consumer. An empty budget element indicates no money has been spent, a partially filled budget element indicates that some of the allocated income was spent, and a completely filled budget element indicates that all of the allocated income was spent. Overspending may be indicated by emphasizing the budget element.