An exemplary charging energy recapture assembly includes a fluid loop outside a traction battery of an electrified vehicle. The fluid loop communicates a charger fluid through a charger to the electrified vehicle and returns the charger fluid to a charging station without combining the charger fluid with a vehicle fluid. An exemplary charging energy recapture method includes circulating a charger fluid through a charger between a charging station and an electrified vehicle without the charger fluid commingling with a vehicle fluid or communicating through a traction battery of the electrified vehicle.