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US Patent 10963959 Presentation of credit score factors

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Patent attributes

Patent Jurisdiction

United States Patent and Trademark Office

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Patent Number

Patent Inventor Names

Melinda Nies0

Michelle Felice-Steele0

Jeremy Wasser0

Luke Giltner0

Date of Patent

March 30, 2021

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Patent Application Number

159188020

Date Filed

March 12, 2018

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Patent Citations

US Patent 10043214 System and methods for credit dispute processing, resolution, and reporting

US Patent 10523653 Secure permissioning of access to user accounts, including secure deauthorization of access to user accounts

US Patent 10530761 Secure permissioning of access to user accounts, including secure deauthorization of access to user accounts

US Patent 10614463 System and method for facilitating programmatic verification of transactions

US Patent 10614519 Card registry systems and methods

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US Patent 10621657 Systems and methods of credit information reporting

US Patent 10628448 Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules

US Patent 10642999 Systems and methods of identity protection and management

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Patent Citations Received

US Patent 11315179 Methods and apparatuses for customized card recommendations

US Patent 11461364 Systems and user interfaces for dynamic access of multiple remote databases and synchronization of data based on user rules

US Patent 11514519 System and methods for credit dispute processing, resolution, and reporting

US Patent 11265324 User permissions for access to secure data at third-party

Patent Primary Examiner

Jessica Lemieux

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Patent abstract

A score factor system that may generate a score factor user interface that displays summary credit information for a particular consumer in selected credit categories. The system constructs flippable score factor interfaces for such display that, when touched, may be reversed to display explanatory text on how the corresponding credit category affects their credit report.

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