US Patent 10997592 Mobile wallet account balance systems and methods

A system generates at least one of a customer token or device token configured to facilitate a mobile wallet transaction, transmits the customer token or device token to a server system for verification of the mobile wallet transaction, receives a screen display to present to the user, the screen display including the account balance information for the account held by the user at the financial institution, receives determination of rewards information regarding rewards available to the user if the user uses the account to perform the transaction, wherein the screen display comprises the rewards information, and provides an indication from the user that the user wishes to perform the mobile wallet transaction to transfer funds to a recipient, wherein the funds are transmitted to the recipient responsive to the provision of the indication from the user.