Is a
Patent attributes
Current Assignee
Patent Jurisdiction
Patent Number
Patent Inventor Names
Tobi Kral0
Brian Grassadonia0
Eric Firestone0
Kristopher David Stipech0
Michael Moring0
Date of Patent
June 1, 2021
0Patent Application Number
154766040
Date Filed
March 31, 2017
0Patent Citations
Patent Citations Received
Patent Primary Examiner
Patent abstract
Payment technology companies are advancing technological solutions to facilitate payments between users and merchants. The complex architecture and software associated with payment technologies can be further improved by offering additional services to users. Some users may find it difficult or overly complicated to use payment technologies. As such, technological improvement are needed to make using payments technology easier, including adding the ability to make payments when funds are not available in an account, or to offer an advance funds transfer if the user would prefer not to use funds stored in a balance.
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