A display panel and an intelligent terminal are provided. The display panel includes a plurality of light-emitting zones and a plurality of light-transmitting zones. Each of the light-emitting zones includes a substrate, a thin-film transistor layer disposed on the substrate, a pixel defining layer disposed on the thin-film transistor layer, and a light-emitting layer disposed on the pixel defining layer. Each of the light-emitting zones includes a light-shielding layer, wherein the light-shielding layer is disposed in the substrate and/or disposed between the substrate and the light-emitting layer.