Patent attributes
A computer-implemented method of facilitating payments from a financial account includes receiving a travel itinerary associated with an account holder. The travel itinerary includes an account holder identification (ID), a destination, and a time period associated with the destination. The method also includes associating the travel itinerary of the account holder with a financial account of the account holder based on the account holder ID. The financial account includes an associated payment device. In addition, the method includes building a dynamic travel profile for the account holder based at least in part on the travel itinerary. The dynamic travel profile is linked to the financial account. Further, the method includes receiving an authorization request for a transaction, and approving or declining authorization if the location and date of the transaction do not correspond to the destination and time period of the dynamic travel profile.
