US Patent 11074575 Method and apparatus for paying fare

Some embodiments of the application disclose a method and apparatus for paying a fare. When a user takes a public transit means, the user terminal establishes an NFC connection with the fare-collecting device of the public transit means, the user terminal transmits the encrypted account ID of the user to the fare-collecting device, and the fare-collecting device may request a server to deduct the fare from the account of the user.