US Patent 11170395 Digital banking platform and architecture

A computer implemented device is described that is adapted for improving memory efficiency for conducting machine learning on multi-dimensional vectors stored as specially configured data structures. The device includes network interfaces adapted for receiving data sets and communicating with data harvesting applications, as well as data storage and memory for storing the configured data structures. The multi-dimensional vectors and the system provide a data architecture that processes disparate data sets to programmatically extract features transformed from raw information, the extracted features stored in the form of data values suitable for conducting data approximations and neural network processing.