A cargo hauler for hauling cargo that includes a rack assembly with a stationary frame and a tilting frame pivotally connected to the stationary frame, a rail assembly detachably connected to and extending rearwardly from the tilting frame, a carriage assembly including a carriage frame configured for supporting the cargo, and an actuating mechanism. The actuating mechanism is configured for tilting the tilting frame relative to the stationary frame, and for towing the carriage assembly from the ground over the rail assembly and onto to the tilting frame, and for lowering the carriage assembly from the tilting frame over the rail assembly and onto the ground.