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US Patent 11188919 Systems and methods for contactless smart card authentication

Patent 11188919 was granted and assigned to Wells Fargo on November, 2021 by the United States Patent and Trademark Office.

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Patent abstract

A method of authenticating a smart card with a mobile device is disclosed. The method includes receiving and underwriting a new payment card application at a card issuer computing system. Upon completing the underwriting process and approving the new payment card application, the card issuer computing system issues an enabling token to the mobile device, which allows the mobile device to complete transactions based on a new payment card.

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