US Patent 11250406 Split transaction physical payment instrument

Embodiments of systems and methods are provided for a split transaction payment instrument configured to automatically split transactions between a plurality of accounts. The split transaction payment instrument may interact with one or more other payment instruments. The split transaction payment instrument may, based on the interaction, accordingly identify that the transaction is a split transaction to a point of sale device and provide data identifying accounts associated with the split transaction payment instrument and the other payment instruments for splitting of the transaction. A service provider may receive transaction data associated with the transaction and process the transaction by accordingly splitting payment between the accounts.