US Patent 11295549 System for implementing contactless authentication

Systems, computer program products, and methods are described herein for implementing contactless authentication. The present invention is configured to receive a contactless resource transfer interaction by a user using a resource transfer instrument at a resource transfer terminal; retrieve, from the resource transfer instrument, a unique code associated with one or more fingerprint patterns of the user; receive a pattern associated with the contactless resource transfer interaction; determine that the unique code associated with the one or more fingerprint patterns of the user matches one or more pre-registered unique codes associated with the one or more fingerprint patterns of the user; determine that the pattern associated with the contactless resource transfer interaction matches one or more pre-registered patterns associated with one or more authorized contactless resource transfer interactions; and authorize an execution of the resource transfer interaction.