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US Patent 11297053 Alternate user communication routing for a onetime credential

Patent 11297053 was granted and assigned to BANK OF AMERICA CORPORATION on April, 2022 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent
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Patent attributes

Patent Applicant
0
Current Assignee
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
112970530
Patent Inventor Names
Andrew DongHo Kim0
Eren Kursun0
Scott Anderson Sims0
Dharmender Kumar Satija0
Craig D. Widmann0
Date of Patent
April 5, 2022
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Patent Application Number
169154920
Date Filed
June 29, 2020
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Patent Citations
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US Patent 10110629 Managed honeypot intrusion detection system
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US Patent 10390319 Device to-device synchronization signal (D2DSS) resource management
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US Patent 10839468 Graphical platform for interacting with unstructured data
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US Patent 11093265 User interface modality switching for transaction management
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Patent Primary Examiner
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Shawnchoy Rahman
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CPC Code
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H04L 63/102
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H04L 45/308
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H04L 45/22
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H04L 63/0838
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The invention relates to alternate user communication routing for a one-time credential. When a user is determined to be an unauthorized user, the unauthorized user may be provided with an alternative one-time credential (e.g., one-time password, or the like) in response to the user trying to take an action (e.g., to access the organization systems in order to access information). When the unauthorized user tries to utilize the alternative one-time credential, the organization may identify the user as unauthorized and determine how to respond to the unauthorized user. In addition to the alternative one-time credential, one or more additional alternate treatments may be presented to the unauthorized user in order to identify, track, and/or prevent access by the unauthorized user.

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