Patent attributes
Methods for smartwatch-to-smartwatch payment systems is provided. Methods include receiving a transfer of funds initiation at a first smartwatch. The transfer of funds initiation may include an identifier, an amount and a personal identification number (“PIN”). Methods include transmitting the transfer of funds initiation from the first smartwatch to a second smartwatch. Methods may include receiving a notification on the second smartwatch. The notification may include a first smartwatch telephone number and the transfer of funds initiation. Methods may include transmitting a transfer of funds request from the second smartwatch to an entity. The transfer of funds request may include the first smartwatch telephone number, the transfer of funds initiation and the second smartwatch telephone number. Methods may include retrieving a first account and a second account from the entity. Methods may include transferring funds from the first account to the second account.