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US Patent 11314945 Profile-based natural language message generation and selection

Patent 11314945 was granted and assigned to Capital One on April, 2022 by the United States Patent and Trademark Office.

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Patent
Patent

Patent attributes

Patent Applicant
Capital One
Capital One
Current Assignee
Capital One
Capital One
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
11314945
Patent Inventor Names
Isha Chaturvedi0
Kalanand Mishra0
Huong Nguyen0
Date of Patent
April 26, 2022
Patent Application Number
17142845
Date Filed
January 6, 2021
Patent Citations Received
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US Patent 11962546 Leveraging inferred context to improve suggested messages
0
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US Patent 11704503 Profile-based natural language message generation and selection
0
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US Patent 11836438 ML using n-gram induced input representation
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US Patent 11893346 Transformer-based encoding incorporating metadata
0
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US Patent 11947902 Efficient multi-turn generative AI model suggested message generation
0
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US Patent 11646014 Ensemble of machine learning models for real-time predictions in expert electronic chats
0
Patent Primary Examiner
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Alan S Chou

In some embodiments, text for user consumption may be generated based on an intended user action category and a user profile. In some embodiments, an action category, a plurality of text seeds, and a profile comprising feature values may be obtained. Context values may be generated based on the feature values, and text generation models may be obtained based on the text seeds. In some embodiments, messages may be generated using the text generation models based on the action category and the context values. Weights associated with the messages may be determined, and a first text message of the messages may be sent to an address associated with the profile based on the weights. Based on a reaction value obtained in response to the first message, a first expected allocation value may be updated based on the reaction value.

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