A crotch panel system is disclosed. The crotch panel system comprises a bottom crotch panel, a unitary top layer crotch panel defining a shaped hole in the center, and an additional crotch panel layer attached to the bottom crotch panel. The shaped hole defined in the unitary top layer crotch panel defines a perimeter. An elastic border extends around the perimeter of the shaped hole, and the elastic border is configured to stretch to facilitate insertion of an object. The additional crotch panel layer is attached to the bottom crotch panel to provide stability of the object placed within the crotch panel system.