US Patent 11354749 Computing device for machine learning based risk analysis

Described herein is computing device for machine learning based risk analysis and decision automation in intelligent underwriting. In accordance with one aspect of the framework, input data of underwriting cases is preprocessed and used to train a predictive model. The predictive model may be cross-validated and tested for accuracy. The predictive model may then be applied to a current underwriting case in order to automatically identify and assess associated risks and provide a decision recommendation.