US Patent 11394721 Binding cryptogram with protocol characteristics
Patent 11394721 was granted and assigned to Visa on July, 2022 by the United States Patent and Trademark Office.
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Patent Inventor Names
Hao Ngo0
Marc Kekicheff0
Mustafa Top0
Yuexi Chen0
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Patent Jurisdiction
Patent Number
113947210
Date of Patent
July 19, 2022
0Patent Application Number
163480850
Date Filed
January 17, 2018
0Patent Primary Examiner
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US Patent 11394721 Binding cryptogram with protocol characteristics
Article
A method is disclosed. The method includes generating, by a communication device during an interaction with an access device, a cryptogram using transaction level data and interoperability level data; transmitting the transaction level data and interoperability level data to the access device; and transmitting the cryptogram the access device, wherein the access device or a remote server computer in communication with the access device validates the received cryptogram before allowing the transaction to proceed.
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Is a
Patent applicant
Current assignee
Patent jurisdiction
Patent number
11394721
Date of patent
July 19, 2022
Patent application number
16348085
Date Filed
January 17, 2018
Patent primary examiner
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