US Patent 11410138 Value transfer card management system

In an aspect, a computing system is configured to: obtain, from a transfer rail server, stored card data, the stored card data identifying one or more entities having a stored representation of a value transfer card; obtain, from the transfer rail server, data indicating a time of last use of the value transfer card by one or more of the identified entities; identify a dormant entity based on the data indicating the time of last use of the value transfer card by the one or more of the identified entities; send, to a client device associated with the value transfer card, a notification providing a prompt to disable the value transfer card for the dormant entity; receive a command; and disable the value transfer card for the dormant entity to prevent further use of the value transfer card by the dormant entity.