Patent attributes
In an embodiment, a method performed by a payment service system (PSS) includes receiving from a first payment application associated with the PSS, a request to generate a token. The method includes identifying account information associated with the recipient. The method includes generating an anonymizing token associated with the recipient. The method includes storing an association between the account information of the recipient and the anonymizing token. The method includes providing for display of the anonymizing token within the first payment application. The anonymizing token anonymously embeds recipient information and the account information of the recipient. The method includes, upon receiving an indication of an intent to transfer payment through interaction with the anonymizing token via a second payment application, identifying a recipient account associated with the recipient based on an identification of the stored association and automatically facilitating a transfer of funds to the recipient account.