US Patent 11429977 System and method for customer initiated fraud management

The invention relates to a customer initiated fraud management. With an embodiment of the present invention, customers may control card utilization through a mobile application. For example, customers may restrict the utilization on their cards when they do not need to use their cards as well as allow specific types of transactions on demand (e.g., PoS, Cash, card absent environment transactions, etc.). Also, an interactive user interface provides cardholders the ability to open utilization windows in specific countries and for specific utilization types.