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US Patent 11657459 Systems and methods for predictively generating an insurance claim

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Contents

Is a
Patent
Patent
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Patent attributes

Patent Applicant
State Farm
State Farm
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Current Assignee
State Farm
State Farm
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
116574590
Date of Patent
May 23, 2023
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Patent Application Number
169085120
Date Filed
June 22, 2020
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Patent Citations
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US Patent 7598856 Navigation aid for low-visibility environments
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US Patent 7657441 Method and system for facilitating electronic dispute resolution
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US Patent 7683793 Time-dependent classification and signaling of evacuation route safety
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US Patent 7809587 Rapid business support of insured property using image analysis
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US Patent 7813822 Intelligent electronic appliance system and method
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US Patent 7882514 Display device on/off detection methods and apparatus
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US Patent 8031079 Method and apparatus for detecting water leaks
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US Patent 8106769 Systems and methods for automated house damage detection and reporting
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...
Patent Primary Examiner
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Bennett M Sigmond
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CPC Code
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G06Q 40/00
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G06Q 40/08
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Methods and systems for predictively generating an insurance claim in response to detecting an imminent insurance-related event are provided. According to certain aspects, a smart home controller or insurance provider remote processor may store a first set of data received from smart devices disposed on, or proximate to, a property. This data may be analyzed to detect that an insurance-related event is imminent and calculate a likelihood that a property owner will file an insurance claim in response to damage caused by the imminent insurance-related event. If there is a sufficient likelihood that an insurance claim will be filed, the smart home controller or remote processor may store a second set of data received from the smart devices. Subsequently, according to certain aspects, the second set of data may be analyzed to prepopulate an automatically generated insurance claim with information detailing damage to the property caused by the insurance-related event.

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