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US Patent 11663592 Automatic transaction-based verification of account ownership

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Is a
Patent
Patent
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Patent attributes

Patent Applicant
Intuit
Intuit
0
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
116635920
Date of Patent
May 30, 2023
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Patent Application Number
173869970
Date Filed
July 28, 2021
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Patent Citations
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US Patent 7827115 Online payer authentication service
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US Patent 7857212 Method and system for authorizing card account transactions by geographic region
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US Patent 7865412 Method and system for account tracking
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US Patent 7917769 Transaction authentication card
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US Patent 8204824 System and method of account reconciliation for electronic transactions
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US Patent 8315947 Credit card transaction methods employing wireless terminal location and registered purchasing locations
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US Patent 8645280 Electronic credit card with fraud protection
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US Patent 8700729 Method and apparatus for managing credentials through a wireless network
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...
Patent Primary Examiner
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Frantzy Poinvil
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CPC Code
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G06Q 20/40
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G06Q 20/4016
0

The disclosed embodiments provide a system that verifies user access to accounts. One example method involves: receiving a request to access a feature of a first account; obtaining, from a data repository, one or more transactions of a first account; obtaining, from the data repository, one or more transactions of a second account; matching at least one of the one or more transactions of the first account to at least one of the one or more transactions from the second account; generating a first verification of ownership of the first account by a user based on the matching at least one of the one or more transactions of the first account to the at least one of the one or more transactions from the second account; and enabling the user to access the feature of the first account based on the first verification of ownership.

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