A plectrum for use with a stringed musical instrument is provided. The plectrum includes a rigid outer shell and an inlay portion, partially inserted within, and secured to, the outer shell. A portion of the inlay portion extends beyond the outer shell. The outer shell includes a first material configured to produce first tonal properties in a string of a stringed musical instrument when placed in contact with the string, and the inlay portion includes a second material configured to produce second tonal properties in the string when placed in contact with the string. The first tonal properties are different from the second tonal properties.