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US Patent 11682012 Contactless delivery systems and methods

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 US Patent 11682012 Contactless delivery systems and methods

Article

A contactless delivery system is provided. The contactless delivery system includes a contactless card storing a cryptogram containing a unique identifier associated with a user account. After entry into a communication field, the contactless card is configured to transmit the cryptogram to a server. Upon receipt of the cryptogram, the server is configured to validate and decrypt the cryptogram, and extract the unique identifier. The server can query a database for an identity of the user account using the unique identifier, generate a digital signature based on the identity of the user account, and transmit a verification notification including the identity of the user account and the digital signature.

Infobox
Is a
Patent
Patent
0
Patent Applicant
Capital One
Capital One
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Current Assignee
Capital One
Capital One
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
116820120
Date of Patent
June 20, 2023
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Patent Application Number
171600490
Date Filed
January 27, 2021
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Patent Citations
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US Patent 8511542 Automated teller machine and voice prompt method thereof
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US Patent 8752189 Resource management system and corresponding method
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US Patent 9042814 Measurement and reporting of received signal strength in NFC-enabled devices
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US Patent 9152832 Positioning guidance for increasing reliability of near-field communications
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US Patent 9780953 Systems and methods for secure detokenization
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US Patent 9961194 Systems and methods for authenticating a caller at a call center
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US Patent 9965756 Methods and arrangements for smartphone payments
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US Patent 9965911 Electronic access control system
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US Patent 9978058 System, method, and apparatus for a dynamic transaction card
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US Patent 10043164 System and method for facilitating a transaction between a merchant and a cardholder
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US Patent 10075437 Secure authentication of a user of a device during a session with a connected server
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US Patent 10129648 Hinged computing device for binaural recording
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US Patent 10133979 Wearable computing device-powered chip-enabled card
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US Patent 10217105 Transaction card mode related to locating a transaction card
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US Patent 10541995 First factor contactless card authentication system and method
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US Patent 11055713 Identity services systems and methods
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Patent Primary Examiner
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Chrystina E Zelaskiewicz
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