US Patent 11682073 Customized lending product system and method

A computer-implemented method includes providing an electronic loan application form to the graphical user interface displayed in the client device, receiving loan application data from the client device, and pre-approving a user for a lending product to form a pre-approved lending product. The loan application data includes user inputs provided via the electronic loan application form. The computer-implemented method further includes providing selectable lending product features via the graphical user interface displayed in the client device, where each of the selectable lending product features relates to one or more lending products. At least one of the one or more lending products is the pre-approved lending product.