Patent attributes
An apparatus and method is disclosed for generating health indicator data such as behavioral health indicators, de facto health indicators, and composite health indicators. Behavioral health indicators represent a degree to which the one or more persons associated with the payment transaction data make health-conscious decisions and are generated based on payment transaction data. Behavioral health indicators may also be generated using a food behavior health indicator, a lifestyle health indicator, an activity health indicator, and a body metric health indicator. De facto health indicators represent a degree to which the one or more persons are observably healthy and are generated based on health sector data. Composite health indicators represent a holistic and complete picture of current and future health and are generated based on behavioral health indicator and de facto health indicator.