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US Patent 11700248 Secure communications via third-party systems through frames

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Is a
Patent
Patent
0

Patent attributes

Patent Applicant
Wells Fargo
Wells Fargo
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Current Assignee
Wells Fargo
Wells Fargo
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Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
117002480
Date of Patent
July 11, 2023
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Patent Application Number
173434550
Date Filed
June 9, 2021
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Patent Citations
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US Patent 7729994 Performing automatically authorized programmatic transactions
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US Patent 7831521 Method and system relating to a multi-lateral trade engine for payment transactions
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US Patent 7870078 System, method and computer program product for assessing risk of identity theft
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US Patent 7890393 Method and system for completing a transaction between a customer and a merchant
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US Patent 8352323 Conducting an online payment transaction using an NFC enabled mobile communication device
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US Patent 8412625 System and methods for a multi-channel payment platform
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US Patent 8453925 Method and system for performing two factor authentication in mail order and telephone order transactions
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US Patent 8527408 Integrated payment system
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...
Patent Primary Examiner
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Matthew Smithers
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CPC Code
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G06Q 30/0613
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H04L 63/0853
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G06F 9/547
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Disclosed are methods, systems, and devices for facilitating secure and private communications, via a website or application of a third-party computing system (TPCS), between a user device and a service provider computing system (SPCS). The communications may be conducted via a frame in a website served by the TPCS. The TPCS may serve a website that incorporates a customizable SDK component provided by the SPCS. The communications allow the user to, for example, open a new account. The SDK component may be initialized via a script from the SPCS, and authenticated via a session token obtained from the SPCS via the TPCS. The SDK component may provide user information, input into the frame, to the SPCS via API calls to the SPCS. The user does not navigate away from the website while securely engaging the SPCS. The third-party/partner need not develop its own user interface, security protocols, etc.

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