A credit card holder assembly for inserting a credit card or debit card into a card reader includes a pair of arms that is each pivotally coupled together having each of the arms being oriented parallel to each other. Each of the arms is biased apart from each other for having a credit card inserted between the arms. Each of the arms is urgeable to engage each other to compress the credit card between the pair of arms. In this way the credit card can be inserted into and removed from a credit card reader without requiring a user to touch the credit card reader. A key ring is disposed on the pair of arms such that the key ring can be attached to a user's keys for carrying the pair of arms.