US Patent 11763192 Transaction exception and fraud processing

A machine-learning algorithm is trained with features relevant to transaction exceptions, distributions of items in transaction mapped to product hierarchies, and operator data. The trained algorithm is trained to predict whether a given transaction requires a transaction exception for potential fraud or for management approval. The trained algorithm is then provided a set of in-progress input data for an in-progress transaction being processed on a transaction terminal. Output from the trained algorithm is used to determine whether the in-progress transaction is allowed to continue processing unabated or whether the in-progress transaction is to be suspended with a transaction exception requiring a manager override or security credential to continue processing.