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US Patent 11804964 Systems and methods for cryptographic authentication of contactless cards

Patent 11804964 was granted and assigned to Capital One on October, 2023 by the United States Patent and Trademark Office.

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Contents

Is a
Patent
Patent

Patent attributes

Patent Applicant
Capital One
Capital One
Current Assignee
Capital One
Capital One
Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
Patent Number
11804964
Patent Inventor Names
Jeffrey Rule
Kevin Osborn
Date of Patent
October 31, 2023
Patent Application Number
17201979
Date Filed
March 15, 2021
Patent Citations
‌
US Patent 6910627 Smart card systems and electronic ticketing methods
‌
US Patent 7127605 Secure sharing of application methods on a microcontroller
‌
US Patent 7128274 Secure credit card with near field communications
‌
US Patent 7140550 Multi-account card with magnetic stripe data and electronic ink display being changeable to correspond to a selected account
‌
US Patent 7152045 Tokenless identification system for authorization of electronic transactions and electronic transmissions
‌
US Patent 7165727 Method and apparatus for installing an application onto a smart card
‌
US Patent 7175076 Cash dispensing automated banking machine user interface system and method
‌
US Patent 7202773 Authentication information communication system and method, portable information processing device and program furnishing medium
...
Patent Primary Examiner
‌
Oleg Korsak
CPC Code
‌
H04L 63/0853
‌
H04L 63/10
‌
H04L 9/3234
‌
H04L 9/0869
‌
H04L 63/0435
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H04L 63/0442
Patent abstract

Example embodiments of systems and methods for data transmission between a contactless card, a client device, and one or more servers are provided. One or more applets of the contactless card are configured to dynamically generate an encrypted payload appended to a link, wherein the contactless card is configured to transmit the link with the appended payload to the client device via one or more gestures. The one or more servers are configured to receive the payload from the client device via one or more applications, parse and decrypt the payload after launch of one or more applications, and transmit one or more notifications to the client device based on a status associated with decryption of the payload. The client device is granted access to a plurality of services associated with the one or more servers based on the one or more notifications received from the one or more servers.

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