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US Patent 11921836 Systems for enabling tokenized wearable devices

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Is a
Patent
Patent
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Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
119218360
Patent Inventor Names
John Jong Suk Lee0
Adam Douglas McPhee0
Arun Victor Jagga0
Perry Aaron Jones Haldenby0
Dino Paul D'Agostino0
Dean C. N. Tseretopoulos0
Jeffrey Aaron Ecker0
Milos Dunjic0
Date of Patent
March 5, 2024
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Patent Application Number
169912590
Date Filed
August 12, 2020
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Patent Citations
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US Patent 9262759 Wearable device as a payment vehicle
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US Patent 9576285 One gesture, one blink, and one-touch payment and buying using haptic control via messaging and calling multimedia system on mobile and wearable device, currency token interface, point of sale device, and electronic payment card
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US Patent 9589264 System and method for pre-provisioned wearable contactless payments
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US Patent 9800570 Method of persistent authentication with disablement upon removal of a wearable device
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US Patent 9996835 Systems and methods for communicating token attributes associated with a token vault
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US Patent 10248949 Method for encrypting transactions at a dynamic transaction card
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US Patent 10438198 Derived unique token per transaction
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US Patent 10496986 Multi-network tokenization processing
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Patent Primary Examiner
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Techane Gergiso
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CPC Code
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G06Q 20/20
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G06Q 20/36
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G06Q 20/38
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G06Q 20/405
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G06Q 40/02
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G06Q 20/4018
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G06Q 20/401
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G06F 21/44
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Patent abstract

A method for authenticating a wearable device is disclosed. The method includes: receiving, from a tokenization service provider (TSP), a signal representing a first code derived by the TSP from decrypting a security token previously provisioned in the computing device, wherein the security token was received at a terminal from the computing device and transmitted to the TSP; obtaining, based on the received signal representing the first code, a device identifier of the computing device and an identifier of an account; querying a device database to verify that the computing device is associated with a first status; verifying that the account is enabled for an operation initiated using the computing device; and transmitting an authorization message to the terminal, the authorization message authorizing the operation.

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