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US Patent 11922379 Virtual check

Patent 11922379 was granted and assigned to United Services Automobile Association on March, 2024 by the United States Patent and Trademark Office.

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Patent abstract

Methods and systems for virtual checking are described. In some embodiments, information for a virtual check created in a mobile device associated with a payor can be received from the mobile device. The information may include an amount of the virtual check. A computer system may determine whether there are sufficient funds to cover the amount of the virtual check and may place the funds in the amount of the virtual check in reserve when the funds are sufficient to cover the amount of the virtual check.

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