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US Patent 12003640 Efficient token provisioning system and method

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Contents

Is a
Patent
Patent
0

Patent attributes

Patent Jurisdiction
United States Patent and Trademark Office
United States Patent and Trademark Office
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Patent Number
120036400
Patent Inventor Names
Deepak Tomar0
Date of Patent
June 4, 2024
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Patent Application Number
175698410
Date Filed
January 6, 2022
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Patent Citations
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US Patent 10846677 System and method for secure detokenization
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US Patent 10904002 Token security on a communication device
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US Patent 9978062 Mobile tokenization hub
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US Patent 10025941 Data element tokenization management
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US Patent 10255456 Remote server encrypted data provisioning system and methods
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US Patent 10568016 Systems and methods for processing dormant virtual access devices
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Patent Primary Examiner
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John B King
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CPC Code
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H04L 63/0807
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H04L 9/0861
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H04L 9/0863
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H04L 9/3213
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G06Q 20/38215
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G06Q 2220/00
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H04L 63/083
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H04L 9/3236
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Patent abstract

A method includes a server computer receiving a cryptogram request message comprising a token associated with a first credential during an interaction between a user of a user device and a resource provider of a resource provider application on the user device. The server computer generates a detokenization request message comprising the token. The server computer then provides the detokenization request message to a token service computer. The server computer receives a detokenization response message comprising a second credential from the token service computer. The server computer obtains a cryptogram for the interaction. The server computer generates a cryptogram response message comprising the second credential and the cryptogram, and then provides it in response to the cryptogram request message.

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